Home Ownership & Foreclosure

Federal and State Resources

Federal Resources

  • The Treasury Department and the Department of Housing and Urban Development have set up this website for the 7-9 million homeowners who may be able to benefit from the government’s "Making Home Affordable" program. Need urgent help? Contact the Homeowner's HOPE Hotline: 888-995-HOPE (4673).
  • U.S. Department of Housing and Urban Development (HUD)The HUD website has a page with links to various resources including housing counseling agencies, the Texas Attorney General, and free legal aid. Visit Avoiding Foreclosure: Texas.
  • Federal Housing Administration (FHA)The Federal Housing Administration provides mortgage insurance on loans made by FHA-approved lenders throughout the United States and its territories. Their website hosts information on various federal assistance programs.
  • Federal Trade Commission (FTC)The Federal Trade Commission website offers comprehensive consumer information on a wide variety of topics. Visit the FTC's Mortgages / Real Estate page for various helpful publications and facts for consumers about homes and real estate. The FTC's Real Estate Marketplace Glossary: How to Talk the Talk [PDF] provides definitions of terms often used in the real estate industry. 
  • Health and Retirement Benefits After Job LossThe U.S. Department of Labor has compiled this webpage with tips for how to keep your health care coverage if you lose your job.
  • Helpwithmybank.govThe Office of the Comptroller of the Currency (OCC) set up this website to help customers of national banks find answers to questions on several topics including mortgages and home equity products.
  • The Consumer Financial Protection BureauThe Consumer Financial Protection Bureau was established by Congress under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.
    • If you have issues with your credit card, mortgage, credit reporting, debt collection, bank account or service, money transfer, payday loan, private student loan, or other consumer loan submit a complaint here or call toll-free at (855) 411-CFPB (2372).

    • Complaints can also be faxed in to (855) 237-2392 or mailed to:

Consumer Financial Protection Bureau
P.O. Box 4503
Iowa City, IA 52244
If you have already contacted the CFPB but have not yet received a response, please submit the contact form below or fill out the general privacy release form here and return it to the Dallas office with a brief letter outlining the difficulties you have been experiencing. Our staff would be happy to provide assistance. To check the status of a complaint filed with CFBP, please click here.

Texas Resources

  • Texas Housing AuthorityThe Texas Department of Housing and Community Affairs (TDHCA) has received federal funds from the U.S. Department of Treasury to help Texas take a step forward through a comprehensive, statewide strategy that is aimed to help homeowners who are at high risk of default or foreclosure.
  • Texas Attorney GeneralThe Texas Attorney General website offers various resources to help you save your home.   

Housing Help and Privacy Form

Federal Agency Information
Additional Information
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